About TopupNaija

Everyday payments deserve dependable infrastructure.

TopupNaija brings essential payments and digital services into one clear account for individuals, businesses, resellers and developers across Nigeria.

We are building a simpler way to handle the transactions people already make every day: buying airtime, getting mobile data, paying for electricity, renewing TV subscriptions, purchasing supported digital PINs and sending selected services to multiple recipients.

A TopupNaija customer managing everyday payments from one account

Built around everyday needs

Paying for an everyday service should not feel confusing.

You should know what you are buying, who or what account it is going to, how much you are paying and where to find the transaction afterwards.

That thinking shapes TopupNaija.

Instead of treating each service as a completely separate experience, we bring supported services into one account so customers can fund their wallet, make purchases and keep their transaction history in one place.

One platform. Different ways to use it.

For individuals

Buy the everyday services you need for yourself, your family or another recipient from one funded account.

For businesses

Send airtime or data to multiple staff members, customers, field teams or other recipients without processing every transaction individually.

For resellers

Use TopupNaija as part of a repeatable workflow for serving customers and keeping transaction records organised.

For developers

Connect supported TopupNaija services to your own application using our documented API.

Clear records matter

A successful payment is only part of a good transaction experience.

Customers also need to know what happened afterwards.

TopupNaija keeps completed transactions connected to account history and references, making it easier to review previous purchases, confirm what was processed and provide useful information when contacting support.

Built by Semper Technologies Ltd.

TopupNaija is a product of Semper Technologies Ltd.

We build digital products around practical problems. With TopupNaija, the focus is straightforward: make essential digital payments easier to access, easier to manage and easier to account for.

Payments for real life. Tools for real work.

Whether you are topping up one phone, buying an electricity token, renewing a subscription, serving customers or sending data to a list of recipients, TopupNaija gives you a clear place to start and a transaction record to return to.

Put your everyday payments in one place.

Create a TopupNaija account and access the services available to you from one funded wallet.

Open an account Explore payments